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Kick It Forward
Using your Debit Mastercard® this holiday season helps you score big with KleinBank.

During November and December, we're giving you two big reasons to use your KleinBank Debit MasterCard. With Kick It Forward, you're helping Spare Key provide mortgage assistance to families in need. At the same time, you're getting a chance to win over $10,000!¹

A chance to win over $10,000!

You could be a winner of a $13,500 grand prize!

Use your winnings to pay off holiday debt, upgrade your home entertainment for upcoming parties, take a dream vacation, get the best seat an upcoming concert, or attend a high-profile sporting event.

Just register your KleinBank Debit Mastercard® below and use your card between November 1st and December 31st. Every time you use your Debit Mastercard, you will be automatically entered to win. It's that simple.¹

Please note, if you have previously unsubscribed from our mailings, you may receive an email to re-subscribe so we can send you reminders for the Kick It Forward Giveaway.

Support local families

KleinBank is dedicated to supporting our communities. This holiday season, when you use your KleinBank Debit MasterCard every Kick It Forward Friday in November and December, KleinBank will contribute 5¢ to Spare Key. As a result, four families will have their mortgage payments covered by Spare Key during November and December.²

Spare Key

About Spare Key

Patsy and Robb Keech were first-time parents, proud to welcome their newborn son, Derian, into the world. Shortly after Derian’s birth, they found out he was born with a genetic birth defect that would forever change how they viewed and lived life. Derian endured many hospitalizations – six major surgeries and five open-heart surgeries in the first two years of life.

Patsy and Robb were torn between wanting and needing to be with Derian as he faced his uphill battle to survive and going to work in order to maintain financial stability. The choice to go to work to avoid losing their home or leaving their critically ill son was tormenting. In the end, they chose their son.

Patsy and Robb were not alone on this journey. Their family, friends, and even strangers raised money during this crisis to pay their mortgage so they would not lose their home. This generosity alleviated stress and anxiety and made it possible for Patsy and Rob to spend precious time with Derian until the day he passed.

Patsy and Robb vowed to help other families facing similar situations. Spare Key was founded in 1997 in memory of Derian, a courageous little boy who faced his many surgeries with a joyful spirit.

Ready to become a KleinBank customer?

KleinBank customers enjoy the banking conveniences that keep pace with their busy day. At the same time, they have the opportunity to build a relationship with their banker. Our bankers care for communities they serve and always keep our customers' best interests in mind.

Opening an account is easy and can be done in-branch, by phone at 888-553-4648, or online. Customers have access to ClickSwitch, our online switching service that helps easily move any direct deposits or automatic payments to KleinBank.

After opening a new account and receiving your new KleinBank Debit Mastercard, use our CardControl app to manage and monitor your card 24/7.

¹ No purchase necessary to enter to win. Please click here for official rules.



Who May Enter:  KleinBank Kick It Forward Giveaway (the “Promotion”) is open to legal residents of Minnesota, South Dakota, North Dakota, Wisconsin and Iowa, who are age 18 or older as of date of entry, and have a valid driver’s license or U.S. government issued identification (“Entrant”), excluding the following classes of persons who are not eligible to enter:

a.  Officers, directors and employees of KleinBank, (“Sponsor”), all of the foregoing, including Sponsor, being referred to as “Released Parties”, and the members of the immediate families. “Immediate family members” includes, anyone living in the household, related or otherwise.
b. Mastercard U.S.A. Inc., and their respective parents, successors, affiliates, subsidiaries, trustees, directors, shareholders, and employees (collectively, “Releasees”), and each of the immediate family members.

Participation constitutes Entrant’s full and unconditional agreement to these Official Rules and Sponsor’s decisions, which are final and binding in all matters related to the Promotion. Winning a prize is contingent upon fulfilling all requirements set forth herein. 

Timing: The Promotion begins at 12:00:00 AM Central Time on 11/1/2017 and ends at 11:59:59 PM Central Time on 12/31/2017 (the “Promotion Period”).

How to participate:

During the Promotion Period, an Entrant may be entered to win by the following two (2) methods:

1.  Register their KleinBank Debit Mastercard for participation and use that card during Promotion Period:  Registration of card is required through Sponsor website at After registration, Entrant is automatically entered to win each time their debit card is used for signature or PIN-based transactions during the Promotion Period. Only eligible Debit Mastercard purchases or payments made with a Debit Mastercard card that is not in default under the customer agreement for that account and issued by KleinBank is eligible. No pre-authorized or denied transactions will be used for automatic entry.  If a registered Mastercard Business Debit Card transaction is selected as the winner, the business entity attached to the debit card will be the recipient of the Grand Prize and will be responsible for the corresponding taxes.
2. Participants without a KleinBank Debit Card: An Entrant must legibly hand print his/her full name (no initials), complete street address including city, state and zip (no P.O. Boxes), date of birth, email address, and phone number on a 3.5” x 5” card placed in a properly stamped envelope and mail it to: “KleinBank Kick It Forward Giveaway", P.O. Box 487, Chaska, MN 55318. Mail-in requests must be postmarked by 12/31/2017 and received by 01/05/2018. Sponsor is not responsible for undelivered mail requests.  Proof of sending or submission will not be deemed to be proof of receipt by Sponsor. Sponsor is not responsible for lost, late, illegible, invalid, misdirected, mutilated, incomplete, or postage-due mail/entries, which will be disqualified. Mail-in entries become property of Sponsor and will not be returned.

By participating and submitting an entry, Entrant agrees that Sponsor and participating parties are authorized to contact Entrant via email, mail, phone or any other form of media to make Entrant aware of information pertinent to the Promotion, and to distribute information regarding the Sponsor(s) featured products, special events or promotional offers.  Entrants may opt-out of any further email communication at any time by following the provided opt-out instructions.

Released Parties are not responsible for lost, late, misdirected, illegible, incomplete, invalid, unintelligible or damaged entries, or for entries submitted in a manner that is not expressly allowed under these Official Rules, or for any entry not submitted or received or lost due to any technical error or failure, human or programming error, unauthorized human intervention, inaccurate capture or mis-entry of any required information, or the failure to capture any such information or effects of hackers or failure of any electronic equipment, computer transmissions and/or network connections; all of which will be disqualified.

Each Entrant must submit an entry on his/her own behalf.  Any entry submitted on behalf of another individual or using another person’s email address or name will be disqualified and ineligible to claim any prize.  No mechanically reproduced or automated entries permitted.  Use of any automated system to participate is prohibited and will result in disqualification and all such entries will be deemed void.  In the event of a dispute as to any online registration, the authorized account holder of the email address used to register will be deemed to be the registrant and he/she must be eligible according to these Official Rules. The “authorized account holder” is the natural person assigned an email address by an Internet access provider, online service provider or other organization responsible for assigning email addresses for the domain associated with the submitted address.  All entries received become the property of the Sponsor and will not be returned.

Prize Award & Delivery

Grand Prize “KleinBank Kick It Forward Giveaway” – Maximum of (1) Winner

The Grand Prize is a cash prize of $13,500.00.  

Grand Prize Winner Selection, Notification and Verification

Sponsor will conduct a random drawing from among all eligible entries received during the Promotion Period to award the Grand Prize.  Drawing will be held approximately ten (10) business days after the conclusion of the Promotion Period.

Selected potential Grand Prize winner will be notified by phone and/or email beginning on or about 24 hours after their selection date which is estimated to be around January 10th, 2018.  If the Sponsor is unsuccessful in its attempt to reach and speak directly with the potential Grand Prize winner by phone after two (2) attempts over a 72-hour period to the phone number listed on that Entrant’s entry, then that Entrant may be disqualified, and an alternate potential Grand Prize winner may be randomly selected from among the remaining eligible entries and notified as per the procedures outlined above.  Phone messages will be left during the notification attempts.

During the winner notification phone call, the selected potential Grand Prize winner must confirm their eligibility and indicate their willingness to accept the Grand Prize.  If the selected Grand Prize winner does not meet the eligibility requirements or is unable or unwilling to accept the prize, he/she will be disqualified and, at Sponsor’s discretion and time permitting, an alternate Grand Prize winner will be randomly selected from among all remaining eligible entries and notified as per the procedures outlined above.  

Any disqualified Entrant will not receive any alternate prize substitution or compensation. Grand Prize winner selection and participation is non-transferable.  

All of the following will apply for the winner: 1) Winner will be required to complete and return, within 10 days of date of receipt, a prize acceptance form, a W-9 form (since prize value is $600 or more), an affidavit of eligibility, a liability/publicity release (where permitted); 2) Winner may be required to provide a copy of a valid social security card and a valid driver’s license as a condition of participating or receiving any prize;  3) Winner will be issued an IRS Form 1099 reflecting the actual value of prize won (since prize is valued at $600 or more); and 4) Winner will be responsible for paying all applicable taxes (including, but not limited to all local, state and federal taxes) on prize awarded.  Failure to collect or properly claim prize in accordance with these rules will result in forfeiture of the prize.  If forfeited for any reason, Entrant will not receive any other prize substitution or compensation, and the prize will remain the property of Sponsor and will not be awarded, except as provided herein.  

Prize award is subject to verification of compliance with these Official Rules and approval by the Sponsor.  Prize winner must accept delivery of prize as outlined above, or as otherwise instructed by Sponsor.  All other costs related to prize delivery and acceptance is the responsibility of winner including but not limited to all applicable taxes. Prize is non-transferable and no prize substitution allowed, except at Sponsor’s sole discretion or as provided herein.

Additional Rules & Restrictions:  In the event an Entrant wins the prize, and is later found to be in violation of these rules he/she will be required to forfeit the prize or to reimburse Sponsor for the stated value of the prize if such violation is discovered after winner has used the prize. Participation in Promotion constitutes permission for the Sponsor and its designees to use Entrants’ names, cities and states of residence and/or likenesses for purposes of advertising and trade in any and all media now or hereafter known worldwide on perpetuity without limitation or further compensation, notification or permission, unless prohibited by law.  False, fraudulent or deceptive entries or acts shall render Entrant ineligible for any prize.

By participating, Entrant agrees to indemnify, defend and hold all Released Parties harmless from any claims, losses, actions, or damages of any kind, whether actual, incidental or consequential, for injury (including but not limited to death), damages, losses or expenses arising out of or relating to Entrant’s participation in this Promotion, or the acceptance, possession or use/misuse of prize, and to assume all liability thereof.  Released Parties shall not be liable to winner or any other person for failure to supply the prize or any part thereof by reason of any acts of God, any actions, regulations, orders, or requests by any governmental entity, equipment failure, terrorist acts, war, fire, unusually severe weather, embargo, labor dispute or strike, labor or material shortage, transportation interruption of any kind, or any other cause beyond Released Parties’ sole control.  

Sponsor disclaims all liability for the inability of an Entrant to complete or continue an entry due to equipment malfunction, busy lines, inadvertent disconnections, acts beyond the Sponsor’s control, or otherwise. The Sponsor disclaims any liability for entries not received due to technical difficulties or transmission errors. The Sponsor disclaims all liability for any delays, mis-delivery, loss, or failure in the delivery of any item sent by mail, courier, express, electronic transmission, or other delivery method.  Released Parties are not responsible for mechanical, technical, electronic, communications, telephone, computer, hardware or software errors, malfunctions or failures of any kind, including: failed, incomplete, garbled or delayed transmission of online entries, traffic congestion on telephone lines, the Internet or at any website or lost or unavailable network connections which may limit an online Entrant's ability to participate in the Promotion, and any injury or damage to Entrant’s or any other person’s computer or mobile phone related to or resulting from participation in the Promotion.  Released Parties are not responsible for any other errors of any kind, whether computer, technical, typographical, printing, human or otherwise, relating to or in connection with the Promotion, including, without limitations, errors which may occur in connection with the printing or advertising of this Promotion, administration or execution of the Promotion, the processing of entries or in the announcement of the prize or prize winner.  Sponsor, in its sole discretion, reserves the right to disqualify any person tampering with the entry process or the operation of the Promotion website.

Sponsor reserves the right to cancel, modify or terminate the Promotion if fraud, misconduct or technical failures destroy or threaten the integrity of the Promotion, in the opinion of the Sponsor/Administrator, or if a computer virus, bug, or other technical problem corrupts the administration, security, or proper conduct of the Promotion as determined by Sponsor/Administrator, in their sole discretion. In the event of early termination of the Promotion, Sponsor reserves the right to determine the prize winner in a random drawing from among all eligible, non-suspect entries received as of the time/date of such termination.  

Odds: The odds of being selected as the Grand Prize winner are dependent upon the total number of Entries received during the Promotion Period.

In Case of Disputes:  By participating, each Entrant agrees that (1) any and all disputes, claims, and causes of action arising out of or in connection with this Promotion, or prize awarded, shall be resolved individually, without resort to any form of class action, and any judicial proceeding shall take place in a federal or state court within the State of Minnesota; (2) any and all claims, judgments, and awards shall be limited to actual out-of-pocket costs associated with entering this Promotion, but in no event attorneys' fees; and (3) under no circumstances will Entrant be permitted to obtain awards for, and Entrant hereby waives all rights to claim, punitive, incidental, and consequential damages, and any other damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of Entrant and Sponsor in connection with this Promotion, shall be governed by, and construed in accordance with the laws of the State of Minnesota, without giving effect to any choice of law or conflict of law rules or provisions (whether of the State of Minnesota or any other jurisdiction), that would cause the application of the laws of any jurisdiction other than the State of Minnesota.

Winner:  For a copy of these official rules or a notice of prize winner, send a self-addressed, stamped envelope to:

KleinBank Kick It Forward Giveaway, P.O. Box 487, Chaska, MN 55318.  Please specify whether you are requesting, official rules or a notice of prize winners.  Requests must be received by 3/31/2018.  Sponsor:  KleinBank, P.O. Box 487, Chaska, MN 55318.

² Click here for more information about Kick It Forward.

Kick It Forward Fridays include November 3, 10, 17, 24, and December 1, 8, 15, 22. 5¢ per transaction is NOT paid by cardholder. Contributions not to exceed $10,000.